The path to sustainability will be easier with more financial knowledge.  There are a variety of organizations, which provide education and coaching on finances and budgets.
 
The following are iPhone budgeting programs:
You need a budget:https://www.youneedabudget.com/landing/wirecutter/ fees
Simple:https://www.simple.com/ no fees
EveryDollar:https://www.everydollar.com/ Dave Ramsey, free
Toshi:https://toshl.com/ basic is free, they have 3 levels
Mint:https://www.mint.com/ Intuit
Qcapital:https://www.qapital.com/no fees
Mvelopes:https://www.mvelopes.com/, fees
 
The Women’s Resource of Greater Houston 
713-667-4493
730 N. Post Oak Rd., Suite 204, Houston, TX 77024
https://www.thewomensresource.org  
Your Life Finance Classes; 5 locations, English and Spanish. https://www.thewomensresource.org/yourlife-finance-classes 
Your Life Financial Coaching 
https://www.thewomensresource.org/yourlife-coaching
 
Alliance for Multicultural Community Services - Financial Opportunity Center (w/United Way THRIVE) 1 on 1 financial coaching and asset building,  
SBA Micro Loans, Twin Savings accounts (up to $300)
Wesley Givan; 713-776-4700 x121; wgivan@TheAllianceTX.org
6440 Hillcroft Ave. Houston, TX 77081
thealliancetx.org/financial-opportunity-center
 
People’s Trust Federal Credit Union - MONEY MANAGEMENT financial management tool.  Phone app for banking.
713-428-3200 or 800-321-2411
P.O. Box 4511, Houston, Texas 77210
www.peoplestrustfcu.org
 
Credit Coalition
3300 Lyons Ave #203A
Houston, Texas 77020
713-224-8100
www.creditcoalition.org
Classes: Pre-Purchase and Financial Education: “Fundamentals of Good Credit”
Post-Purchase Education: “Life As A Homeowner”, Foreclosure Intervention Counseling and Community Outreach, Reverse Mortgage Counseling, Community Financial Education, Pre-Purchase Counseling, One-on-One Credit Counseling, Financial Coaching
 
Chinese Community Center - Financial Opportunity Center – Financial coaching, job improvement, and growing assets.
9800 Town Park Dr.
Houston, TX 77036
713-271-6100
https://ccchouston.org/foc 

Baker Ripley - Multiple locations with multiple services
713-667-9400
https://www.bakerripley.org
 
5th Ward CDC (Community Redevelopment Corporation) – Home ownership
4300 Lyons Ave #300
Houston, TX 77020
713-674-0175
www.fifthwardcrc.org
 
Houston Area Urban League - Financial Education Workshop - The Financial Literacy Program assists families with developing and maintaining a budget, basic understanding of their finances and FREE credit analysis. Classes are held from 9:00 a.m. - 1:00 p.m. (In English)
5320 Griggs Road
Houston, TX 77021
281-220-6030

1301 Texas Avenue
Houston, TX 77002 
713-393-8700
www.haul.org
 
Easter Seals Greater Houston - Financial coaching and multiple financial courses. 
713-838-9050 To contact a Financial Coach in Houston/Coastal Counties call 346-330-3852 or in Northern Harris/Montgomery County areas call 936-701-5034.
4888 Loop Central Drive, Suite 200, Houston, TX 77081.
https://www.eastersealshouston.org/Programs/housing-classes.html
 
Alliance Financial Ministries -  Money University (4 parts) Harvest Point Church - Pearland, TX, Smart Money Moves for Young Adults, MOOLAHLIVE - Financial Simulation for YOUTH!, and Financial Camp for Teens
2600 South Loop W, Suite# 271
Houston, TX 77081
281-386-7951
https://financialministries.org/seminars-%26-workshops
 
Neighborhood Recovery - Serving South Central Houston and the Third Ward.
Information on financial counseling & asset building
713-520-5232 
http://nrcdc.org/site/
 
Local Initiatives Support Corporation (LISC) - Financial Opportunity Centers
Houston’s Five Financial Opportunity Centers:

• Alliance for Multicultural Community Services (Gulfton)
• Chinese Community Center (Alief)
• SER Jobs for Progress (Magnolia Park)
• Volunteers of America (Independence Heights)
• Wesley Community Center (Near Northside)
• http://www.lisc.org/our-initiatives/financial-stability/financial-opportunity-centers/
• http://www.lisc.org/houston/
• http://www.lisc.org/houston/about-us/our-partners/

 
Community Loan Center: http://paul-charles-tnqy.squarespace.com/what-we-do
 
Financial Peace University - 9-week course.  Put zip code in website to find courses.
https://www.daveramsey.com/fpu
 
Money Management International – Financial consultation via phone and training. www.moneymanagement.org
 
United Way THRIVE - A collaborative which leverages more than 20 nonprofit partners to provide families with the best and most comprehensive resources, wraparound support and the services they need to reach real and lasting financial independence.
50 Waugh Drive
Houston, Texas 77007
713-685-2300
https://www.unitedwayhouston.org
 
Wesley Community Center - Financial Opportunity Center - The focus involves changing people's financial behavior in a way that encourages them to make a long-term commitment to increasing income, decreasing expenses and debt, and acquiring assets.
713-223-8131 or Carla Perez 713-821-8928 
1410 Lee Street, Houston, TX 77009-8228
http://www.wesleyhousehouston.org/our-agency/foc-financial-opportunity-center/
 
Humble Area Assistance Ministries (HAAM) - Financial literacy
281-446-3663
1302 First Street, Humble, TX 77338
https://haamministries.org/what-we-do/self-sufficiency/
 
Katy Christian Ministries (KCM) - Financial training
281-391-5261 
5504 First Street, Katy, TX 77493 
www.ktcm.org



Program information on this resource page is subject to change. We recommend calling to confirm the information listed above.